National auto care extended warranty reviews năm 2024
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When you buy a car, the dealership salesperson will most likely try to sell you an extended car warranty as well. If you’re offered a National Auto Care warranty, should you purchase the coverage? Because you must buy a National Auto Care warranty from a dealership at the time you buy your automotive, the company does not share many details about coverage and cost on its website. However, our research team was able to gather information on National Auto Care coverage, costs, and customer reviews from a number of third-party sources. In this review, we’ll explain the basics of a National Auto Care warranty and introduce you to some of the best extended car warranty companies on the market so you can make an informed decision about your vehicle protection. To start getting free, personalized quotes from our top recommended providers, use the buttons above. National Auto Care Review: 3.1 StarsNational Auto Care warranty offers standard coverage, benefits, and perks. Although the information we found from third-party sources was favorable, there isn’t much information available on the company’s website, and without being able to get in touch with a customer service representative, it is hard for us to confidently recommend a National Auto Care warranty. We recommend getting quotes and purchasing coverage from more reputable extended car warranty companies, such as the ones mentioned below. National Auto Care Warranty HighlightsOverall Rating 3.1 Reputation 3.3 Coverage 3.0 Price 3.0 Transparency 3.9 Customer Service 2.4 National Auto Care has been in the insurance and finance business since 1984. Today, the company offers insurance products, vehicle service agreements, limited warranties, asset protection, and more. What Does a National Auto Care Warranty Cover?Because National Auto Care sells vehicle service contracts exclusively through dealerships and financial institutions—not directly to consumers—there’s not much information about coverage on the company’s website. This is typical for a provider that only sells through dealerships. To get more insight into National Auto Care warranty coverage, we tried to call the company. However, we ended up being transferred to a vehicle service contract line that went straight to voicemail. Ultimately, we were only able to find a National Auto Care brochure with the following plan information: National Auto Care Warranty Plan Plan Details Vehicle Eligibility Longest Term Limit Pinnacle Exclusionary bumper-to-bumper coverage Vehicles as old as 10 years/156,000 miles 7 years/100,000 miles PowerWrap Exclusionary wrap coverage for cars still protected under factory powertrain warranties Vehicles as old as 5 years/60,000 miles 10 years/100,000 miles Preferred Comprehensive stated-component coverage Vehicles as old as 15 years/156,000 miles 7 years/100,000 miles Medallion Mid-tier stated-component coverage Vehicles as old as 15 years/156,000 miles 7 years/100,000 miles Powertrain Basic powertrain coverage that covers only the engine, transmission, and drivetrain Vehicles as old as 15 years/156,000 miles 7 years/100,000 miles DieselWrap Exclusionary wrap coverage for diesel vehicles protected under factory powertrain warranties Vehicles as old as 5 years/60,000 miles 6 years/100,000 miles Benefits that may come with these plans include:
National Auto Care also offers programs to cover normal wear and tear, consequential damage, and items like tires, wheels, keys, and windshields. There are no mileage or vehicle age restrictions on most of these plans, which makes a National Auto Care warranty stand out from its competitors. Canceling a National Auto Care WarrantyNot all National Auto Care warranties can be canceled. If your contract can be canceled, you may incur a cancellation fee, which will be deducted from your prorated refund. Refunds will be based on the terms and conditions of your policy. How Much Does a National Auto Care Warranty Cost?National Auto Care does not share cost information on its website and did respond to our voicemail when we tried to get more information about coverage and costs. We were able to find one customer who reported being offered a National Auto Care Pinnacle plan for a 2015 Chrysler Town & Country with 28,000 miles for $2,500. This is a fair price for an exclusionary bumper-to-bumper plan. Some factors that go into the cost of a car warranty include:
A general rule of thumb is that the older or more expensive a vehicle is, the more expensive it will be to protect. Quotes and Claims ProcessesYou can get a quote for a National Auto Care warranty when you buy a car from a participating dealership. When it comes time to file a claim, you can have vehicle repairs completed at any licensed repair shop. National Auto Care recommends customers bring their cars to the dealership for repairs, but it is not required for most claims. Be sure that the repair facility you choose calls National Auto Care for pre-authorization before beginning any work on your vehicle. Without pre-approval, your claim will most likely be denied. Once repairs are made, National Auto Care will pay the shop directly for covered repairs, and you’ll only be responsible for covering your deductible. National Auto Care Warranty ReviewsNational Auto Care has enjoyed a strong industry reputation over the course of its 36 years in business. The Better Business Bureau (BBB) awarded National Auto Care at an A+ rating. This bodes well for the company’s transparency and business ethics. However, National Auto Care only has about 20 customer reviews on the BBB website, which give the provider a 1.5 out of 5.0-star rating. Positive reviews praise National Auto Care for the company’s guaranteed asset protection (GAP) coverage and other extended car warranty services. Negative reviews of National Auto Care warranty services tend to focus on people not understanding the coverage they bought and poor customer service. Positive National Auto Care warranty review:“This Monday, my car broke again. Diagnostic, alternator, batteries for a total of almost $900, the insurance paid nearly 70 percent. I am satisfied because when I hear other people crying [about] being scammed by their extended warranty, I can just say thank you to National Auto Care.” — Cedric D. via BBB Negative National Auto Care warranty review:“The people that answer the phone on the main line act like I'm inconveniencing them when I call. It's five months after my accident and I'm still begging them to do what they were paid to do. Very bad company.” — Jerron L. via BBB Top Recommendations for Extended Car WarrantiesWhen you’re trying to decide which extended car warranty company has the right protection for you, we recommend looking into Endurance and CARCHEX, as these two companies scored the highest in our industry-wide auto warranty review. Getting quotes from multiple providers is the best way to find out which company will give you the highest-quality coverage for the best price. Endurance: Best CoverageEndurance is our top-rated extended car warranty company. Coverage is available in every state nationwide, and the company offers six plan levels:
Endurance warranties come with one year free of Elite Benefits, including:
Although Endurance extended warranties are on the more expensive side of the industry average, many drivers agree the benefits and comprehensive coverage make up for the extra cost. You can learn more in our complete Endurance warranty review and get a free Endurance quote below. CARCHEX: Best For Used CarsCARCHEX is one of the most popular extended car warranty companies in the US. CARCHEX coverage can protect your vehicle for up to 10 years or 250,000 miles, which is one of the longest warranty terms on the market. CARCHEX offers five levels of coverage:
Benefits that come with each extended warranty include:
Read more in our full CARCHEX review. To see what a CARCHEX warranty would cost for your vehicle, click below. MethodologyOur review team prides itself on sharing accurate and unbiased information with consumers. We have accumulated data from dozens of extended auto warranty companies to formulate our rankings of the industry’s best providers. Companies receive a score out of 5.0 overall, as well as a rating in each of the following categories: Who has the highest rated extended auto warranties?Best Extended Car Warranty Companies. What are two reasons not to buy an extended warranty?Well, not necessarily.. Extended warranties are expensive. ... . Extended warranty coverage may not be applicable in all situations. ... . Your purchase likely comes with a manufacturer's warranty. ... . Your credit card may protect you. ... . The retailer may take the item back.. Which auto company has the best warranty?The best new car warranties come from Hyundai, Genesis, Mitsubishi and Kia. These car brands provide longer bumper-to-bumper and powertrain protection than any other names in the automotive industry, at five years or 60,000 miles and 10 years or 100,000 miles. What does National warranty Company cover?NWC warranties are designed to help reduce the financial impact of unexpected costs of mechanical or electrical failure by providing cover for both parts and labour of covered components. |
